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Wheeling, WV: 304-232-2001
Elm Grove, WV: 304-242-6005
Wellsburg, WV: 304-737-2345
Money Talks: 888-261-5661 |
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Privacy Policy
What does Main Street Bank do with
your personal information?
Why?
Financial companies choose how
they share your personal information.
Federal law gives consumers the right
to limit some but not all sharing.
Federal law also requires us to tell
you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
What?
The types of personal information
we collect and share depend on
the product or service you have
with us. This information can
include:
Social Security Number
Account balances
Transaction history
Credit history
Risk tolerance
Checking account information
When you are no longer our customer,
we continue to share your information
as described in this notice.
How?
All financial companies need
to share customers' personal
information to run their everyday
business. In the section below,
we list the reasons financial
companies can share their customers'
personal information; the reasons
Main Street Bank chooses to share;
and whether you can limit this
sharing.
| Reasons we can share your
personal information |
Does Main Street Bank Share? |
Can
you limit this sharing? |
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products
and services
to you
|
No |
We don't share |
For joint marketing with other financial
companies |
No |
We don't share |
For our affiliates' everyday
business purposes-
information about your
transactions and experiences
|
No |
We don't share |
For our affiliates' everyday business purposes-
information about your
creditworthiness
|
No |
We don't share |
For nonaffiliates to market
to you |
No |
We don't share |
Questions? Call 304-232-2001 or go to www.MyMainStreetBank.com
| Who We Are |
|
Who is providing this notice? |
Main Street Bank means Main Street Bank Corp.. |
| What We Do |
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How does Main Street Bank protect my personal information? |
To protect your personal information from unquthorized access
and use, we use security measures that comply with federal law.
These measures include
computer safeguards
and secured files
and buildings. |
How does Main Street Bank collect my peronal information? |
We collect your personal information, for example, when
you:
Open an Account
Apply for a loan
Give us your contact information
Show your government-issued ID
Show your driver's license
We also collect your personal
information from others,
such as credit bureaus, affiliates,
or other companies.
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Why can't I limit all sharing? |
Federal law gives you the right to limit only:
sharing for affiliates' everyday
business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual
companies may give you additional
rights to limit sharing.
See below for more on your
rights under state law.
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| Definitions |
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Affiliates |
Companies related by common ownership or control. They can
be financial and
non-financial companies.
Main Street Bank has no affiliates.
|
Nonaffiliates |
Companies not related by common ownership or control. They
can be financial
and non-financial
companies.
Main Street Bank does not share with nonaffiliates so they can market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
Main Street Bank doesn't jointly market.
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| Other Important Information |
For Alaska, Illinois, Maryland and North Dakota Customers.
We will not share personal
information with nonaffiliates
either for them to market
to you or for joint marketing
- without your authorization.
For California Customers.
We will not share your
personal information
with nonaffiliates either for them to market to you or for joint
marketing - without your authorization.
We will also limit our
sharing of personal information
about you with our affiliates
to comply with all California
privacy laws that apply
to us.
For Massachusetts, Mississippi and New Jersey Customers.
We will not share personal
information from deposit
or share relationships
with nonaffiliates either
for them to market to
you or for your joint
marketing - without your
authroization.
For Vermont Customers.
We will not share personal
information with nonaffiliates
either for them to market
to you or for joint marketing
without your authorization,
and we will not share
personal information
with affiliates about
your creditworthiness
without your authorization.
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