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Wheeling, WV: 304-232-2001
Elm Grove, WV: 304-242-6005
Moundsville, WV: 304-845-2211
Wellsburg, WV: 304-737-2345
Money Talks: 888-261-5661 |
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Privacy Policy
What does Main Street Bank do with
your personal information?
Why?
Financial companies choose how they share your personal information.
Federal law gives
consumers the right to limit some
but not all sharing. Federal law also requires us to tell
you how we collect, share, and protect
your personal information. Please read this notice
carefully to understand what we do.
What?
The types of personal information we collect and share depend on
the product or service
you have with us. This information
can include:
Social Security Number
Account balances
Transaction history
Credit history
Risk tolerance
Checking account information
When you are no longer our customer, we continue to share your information
as described
in this notice.
How?
All financial companies need to share customers’ personal information
to run their
everyday business. In the section
below, we list the reasons financial companies can share
their customers’ personal information; the reasons Main Street
Bank chooses to share;
and whether you can limit this sharing.
| Reasons we can share your
personal information |
Does Main Street Bank Share? |
Can
you limit this sharing? |
For our everyday business purposes-
such as to process your
transactions, maintain your
account(s), respond to
court orders and legal
investigations, or report
to credit bureaus |
Yes |
No |
For our marketing purposes-
to offer our products
and services
to you
|
No |
We don't share |
For joint marketing with other financial
companies |
No |
We don't share |
For our affiliates' everyday
business purposes-
information about your
transactions and experiences
|
No |
We don't share |
For our affiliates' everyday business purposes-
information about your
credit worthiness
|
No |
We don't share |
For affiliates to market
to you |
No |
We don't share |
For nonaffiliates to market
to you |
No |
We don't share |
Questions? Call 304-232-2001 or go to www.MyMainStreetBank.com
| Who We Are |
|
Who is providing this notice? |
Main Street Bank means Main Street Bank Corp. |
| What We Do |
|
How does Main Street Bank protect my personal information? |
To protect your personal information from unauthorized access
and use,
we use security measures
that comply with federal law. These measures
include computer safeguards
and secured files and buildings. |
How does Main Street Bank collect my peronal information? |
We collect your personal information,
for example, when
you:
Open an Account or Apply for a loan
Give us your contact information or Show your government-issued ID
Show your driver's license
We also collect your personal
information from others,
such as credit bureaus, affiliates,
or other companies.
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes – information
about
your credit worthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights
to
limit sharing. |
| Definitions |
|
Affiliates |
Companies related by common ownership or control. They can
be financial
and non-financial companies.
Main Street Bank does not share with our affiliates. Our affiliates
include
Main Street Bank
Financial Services Corp
|
Nonaffiliates |
Companies not related by common ownership
or control. They can be
financial and non-affiliates
companies.
Main Street Bank does not share with non-affiliates so they
can market
to you.
|
Joint Marketing |
A formal agreement between non-affiliates financial companies
that
together market financial
products or services to you.
Main Street Bank does not jointly market.
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Other Important Information
See below for more on your rights under state law. |
For Alaska, Illinois, Maryland and North Dakota Customers.
We will not share personal
information with nonaffiliates
either for them to market
to you or for joint marketing
- without your authorization.
For California Customers.
We will not share your
personal information
with nonaffiliates either for them to market to you or for joint
marketing - without your authorization.
We will also limit our
sharing of personal information
about you with our affiliates
to comply with all California
privacy laws that apply
to us.
For Massachusetts, Mississippi and New Jersey Customers.
We will not share personal
information from deposit
or share relationships
with nonaffiliates either
for them to market to
you or for your joint
marketing - without your
authroization.
For Vermont Customers.
We will not share personal
information with nonaffiliates
either for them to market
to you or for joint marketing
without your authorization,
and we will not share
personal information
with affiliates about
your creditworthiness
without your authorization.
For Online Customers.
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