Additional Services
Click on any additional service below to see more of what Main Street Bank has to offer you!
ATM |
Business Money Market |
Christmas Clubs |
Commercial Loans
MoneyTalks 24/7 Telephone Banking |
Drive-Thru Services |
Installment Loans
Internet Banking |
IOLTA |
Loan Products |
Non-Profit Accounts |
Personal Lines of Credit
Verified by VISA® |
Real Estate Loans |
Safe Deposit Boxes |
Wire Transfers |
Service Fees
- Business Accounts
- Main Street Business Checking-- no analysis
- Free ATM and VISA debit card
- Free online banking
- Free telephone banking
- Overdraft protection
Loan Products
Main Street Bank offers a variety of loan products,
with the ability to customize the loan to meet your specific borrowing needs.
With local decisions made right here, Main Street Bank will make a quick decision
and get you the timely answer you deserve. Call us today to see what makes us
different when it comes to your borrowing needs.
Personal Lines of Credit
Main Street Bank offers personal lines of credit to meet your cash flow needs. Linked to your checking
account, the personal line of credit offers a protection against overdrafts.
Also, the personal line of credit offers an affordable way to meet short term
borrowing needs with the line of credit available immediately.
Commercial Loans
Main Street Bank is the right bank for the small to medium size commercial borrower. Your account
will get the personal attention it deserves, because every borrower is important
to Main Street Bank. With quick, local decision making, you will have your answer
when you need it. Lines of credit, term loans, SBA Guaranty loans, letters of
credit, and other financing packages are available. Main Street Bank will take
the time to make sure the loan fits the project and the borrower.
Real Estate Loans
Fixed rates, variable rates. Our very experienced mortgage loan officers will make your home loan
experience as smooth as it can be. You will receive personal attention in the
mortgage process, along with helpful service and quick closings.
Installment Loans
Autos, trucks, boats, ATV's, vacations, personal loans . . . Main Street Bank has a loan to fill your
needs. All at competitive rates and very low fees.
ATM
CIRRUS Network/NYCE Network
Network
No transaction fee to MSB cardholders
Conveniently located at our drive-thru facility
Business Money Market
No monthly fee
Tiered interest rate based on account balance
Transfers from a Main Street Money Market Account to another account or to third
parties by preauthorized, automatic, telephone, or computer transfer are limited
to six per monthly statement cycle with no more than three by check, debit card,
ATM transfers to third parties, or similar order to third parties
$5 excessive transfer fee
Christmas Clubs
Convenient way to save for holiday giving
Interest paid annually
Statements annually on October 15
Drive-thru Services
Convenient banking hours
Do your banking before or after work
Internet Banking
Enjoy banking in the privacy of your own home
Main Street IOLTA
Interest bearing
Unlimited check writing
No minimum balance
Safe Deposit Boxes
Various sizes available to secure your valuables.
Call for more details.
MoneyTalks 24/7 Phone Service
MoneyTalks
1-888-261-5661
Access your accounts 24 hours a day, seven days a week with MoneyTalks. Review your account balances,
makes transfers, check CD rates... all from the convenience of your home or
office. Best of all, MoneyTalks is a free service of Main Street Bank.
Non-profit Accounts
Non-Profit Checking
$50 to open
Non-interest bearing
Non-Profit CD
$1000 to open
Non-Profit Money Market
Minimum balance of $1000
Transfers from a Main Street Money Market Account to another account or to third
parties by preauthorized, automatic, telephone, or computer transfer are limited
to six per monthly statement cycle with no more than three by check, debit card,
ATM transfers to third parties, or similar order to third parties
$5 excessive transfer fee
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